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Archive

Latest from Clerk

Every section, ordered by publication date. Page 1.

A laptop displaying business analytics and charts, with printed reports on a desk.

Research

LISER: Luxembourg leads Europe in AI adoption — but the headline number is mostly its sector mix

A March 2026 LISER Policy Brief by Garbers, Gathmann and Gregory finds 23% of Luxembourg firms now use AI, against 16% in Germany, 10% in France and 8% in Belgium. Once the analysis adjusts for industry composition, Luxembourg's rate falls to 14.3% — almost identical to Germany's 14.8%. The standout finding: workforce skills, not country effects, predict adoption.

Scales of justice and a gavel — symbol of legal authority and regulation.

Legal Tech

The 2 August 2026 deadline that Luxembourg law firms can no longer postpone

On 28 April 2026 the second trilogue on the Digital Omnibus ended without agreement, leaving the EU AI Act's original calendar intact. Unless adoption happens before 2 August, high-risk AI systems — including those Luxembourg cabinets and CSSF-supervised firms now use for legal research, due diligence, and case analysis — must comply on day one.

Modern glass-walled high-rise buildings in a European financial district.

Finance

€6.4 trillion and counting: how AIFMD II reshapes Luxembourg's fund factory in 2026

CSSF data show Luxembourg-domiciled funds at €6,436 billion at end-February 2026, up 8.04% over twelve months, with private debt vehicles growing 24.7% in 2024. The new AIFMD II regime, which member states must transpose by 16 April 2026, tightens loan-origination rules and reshapes liquidity management — recasting the Grand Duchy's edge.

A tower crane against a blue sky at a construction site, symbolising Luxembourg's housing-supply build-out.

Luxembourg

IMF: Luxembourg's housing recovery is fragile and the supply gap is structural

The IMF's 2026 Article IV concluding statement, published on 6 May, frames Luxembourg's housing market as on the mend but warns the structural mismatch behind the 2020-2024 crisis is intact. The Fund backs the planned land mobilisation tax — but wants harder design parameters and an end to untargeted demand-side subsidies.

Glass office buildings of Luxembourg's Kirchberg EU institutional district at dusk, with Luxembourg and EU flags flying and pedestrians on a wet plaza

Politics

Data Privacy and AI in Luxembourg: A 2026 Guide to the Grand Duchy's Evolving Rulebook

From the GDPR-anchored Law of 1 August 2018 to Bill 8476 implementing the EU AI Act, Luxembourg is reshaping how personal data and artificial intelligence are governed. The CNPD has emerged as the central coordinator, while sectoral regulators take on AI oversight in finance, insurance, and audiovisual media.

By Clerk Editorial

Lawyers and consultants reviewing annotated documents and using a laptop around a polished conference table, with legal books visible in the background

Legal Tech

How Luxembourg law firms are integrating AI: a 2026 cabinet survey

Drawing on conversations with twelve Luxembourg cabinets and publicly available adoption data, this piece maps how lawyers are using AI today, what is blocking wider deployment, and how the EU AI Act and GDPR shape the procurement decision.

By Clerk Editorial

A manager standing in a modern Luxembourg open-plan office while an employee reviews analytics dashboards on multiple monitors

Research

AI adoption in Luxembourg enterprises: a 2025 snapshot

Drawing on Eurostat's 2024 ICT Usage in Enterprises survey, this analysis covers Luxembourg's AI adoption rate, sector concentration, the dominance of generative AI in new deployments, and why the legal sector still trails finance and ICT.

By Clerk Editorial

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